„A+++. You will find worked with Jay for quite some time. As usual the guy delivers exceptional customer service. Fast reaction to all issues. Quite simple to work well with.

I will always utilize Jay for my mortgage desires and offered and can always endorse him to any or all i am aware exactly who requires home loan funding.”

„using Jay ended up being a satisfaction. He was acutely helpful and moved in addition to my expectations. I’d surely advise Jay to my friends and group and will contact your once more if an opportunity to re-finance presents itself.”

„My husband and I recently refinanced our longtime, existing home loan. James Rafuse was actually our loan consultant and facilitator. He had been absolutely amazing! And also being most capable and knowledgeable, he had been friendly, worried, considerate and very responsive. We would endorse your most extremely to anyone looking at financing and/or refinancing choices. You’ll not end up being upset.”

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„I experienced the delight of using Jay Rafuse of BayCoast financial in the refinance of my house. Jay got most knowledgeable, beneficial and hands-on through the whole procedure. I became more pleased by Jay’s degree of communications, when I had been stored informed about everything was taking place during each step. Jay was able to quickly lessen any problems or issues that arose. I would personally recommend Jay and BayCoast home loan regarding house financing need.

„Jay ended up being extremely informative. Revealed all of the options making the process go efficiently. He performed every thing he stated he would. There clearly was no stress through the entire process. Large referral”

„James Rafuse, Senior mortgage policeman, had been crucial in acquiring your best option for my refinance of my personal supplementary mortgage. As I have seen in the past with Mr. Rafuse, the guy got committed to spell out all my alternatives and tips me through each step in the processes. The guy generated every work to guarantee the procedure was actually seamless, extensive and convenient for me personally. On top of that, he could be extremely nice to work with and guarantees all „t’s were crossed an I’s tend to be dotted.” I’ll only work with Mr. Rafuse for mortgages to my properties and get conveniently known him to many relatives and buddies. He or she is expert, kinds, client and guarantees the guy fulfills all their visitors’ desires. I recommend him to any individual.”

„Great. My personal representative (Jay) was pro, experienced and also responsive. I am going to definitely suggest your to my buddies and family. The whole process got seamless. Very pleased.”

„Jay Rafuse was actually a satisfaction to work with. Not simply in the helpfulness and look after the client’s wants, however in his better functioning understanding from inside the home loan and financing arena. Jay produced the feeling more enjoyable, is effective in all areas of the loan techniques, and worked very difficult in taking all of the components together for a fruitful close. Many thanks BayCoast and Jay Rafuse!”

„Jay Rafuse at BayCoast home loan had been the perfect refinancing lover for my situation and my wife. With regards to big economic decisions like refinancing our major asset, our home, we frequently become cooler ft, after that change our very own heads and need an immediate solution before finally experiencing Jay’s wise advice. We performed a no points no closing refinancing, and that is just what it costs united states ? no factors without completion. We have a tremendously aggressive speed together with terms and conditions we desired. The amount of begin that i’ve selected in this assessment correctly reflects my deals with Jay Rafuse. Possible count on your getting issues carried out in a timely means, to get frank in order to also carefully mention just what appears like an excellent idea to you personally – is not.”